/api/v1/cases/{id}

The risk score, or null when no analysis has run. Null is never a score: a measured 0, the best possible score, is published as 0.

Null when no analysis has run — in exactly the cases risk_score is null.

Null when no analysis has run. Treat it as the presence signal for the whole ai_analysis block: risk_score and risk_level are null exactly when it is.

The bureau score, or null when no credit report is on file for the case. Null is never a score: a measured 0 is published as 0. The counts and percentages beside it are 0 when no report exists.

How the bank evidence arrived: plaid (open banking), statements (uploaded and read by the platform), manual, or null when there is none. connected is true only for plaid. A partner that reads connected: false as "no bank evidence" shows a reviewer "No bank connected" over a case built on three months of statements — this field is what lets them tell the two apart.

Statement path only; null / 0 for a Plaid link. deposit_trend_pct is the % change in monthly deposits from the first statement read to the last. stacked_lenders counts distinct lenders with recurring debits — 2 or more means the applicant is already servicing multiple advances.

NULL when the platform holds no measured balance for the account — because the provider returned none, or because no bank was ever linked. NEVER estimated, and never zero-filled: a $0 balance is a measurement ("this account is empty") and absence is not.

ALWAYS NULL. The platform does not compute a 30-day minimum balance and never publishes an estimate in its place.

Non-sufficient-funds events in the trailing 90 days — the window the data covers.