/api/v1/cases/{id}

The risk score, or null when no analysis has run. Null is never a score: a measured 0, the best possible score, is published as 0.

Null when no analysis has run — in exactly the cases risk_score is null.

Null when no analysis has run. Treat it as the presence signal for the whole ai_analysis block: risk_score and risk_level are null exactly when it is.

obtained when a credit report is on file; not_obtained otherwise.

The bureau score, or null when no credit report is on file.

Deposits sorted into revenue, wages, transfers, loan proceeds, refunds, cash and unclassified, with qualifying monthly revenue (dollars). Null when the statements were not classified.

How the bank evidence arrived: plaid (open banking), statements (uploaded and read by the platform), manual, or null when there is none. connected is true only for plaid. A partner that reads connected: false as "no bank evidence" shows a reviewer "No bank connected" over a case built on three months of statements — this field is what lets them tell the two apart.

Statement path only; null / 0 for a Plaid link. deposit_trend_pct is the % change in monthly deposits from the first statement read to the last. stacked_lenders counts distinct lenders with recurring debits — 2 or more means the applicant is already servicing multiple advances.

NULL when the platform holds no measured balance for the account — because the provider returned none, or because no bank was ever linked. NEVER estimated, and never zero-filled: a $0 balance is a measurement ("this account is empty") and absence is not.

ALWAYS NULL. The platform does not compute a 30-day minimum balance and never publishes an estimate in its place.

Non-sufficient-funds events in the trailing 90 days — the window the data covers.